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Are you struggling with debt repayments?

The benefits of an Individual Voluntary Arrangement (IVA)

• You make one monthly payment based on what you can afford.
• By Law your creditors are no longer allowed to contact you in any way.
• Any debt you cant afford to pay is completely written off.
• All of your interest and charges are frozen.
• You will be completely debt free in 60 month.

Is an IVA the ideal solution?

• An IVA (Individual Voluntary Arrangement) is a solution that recognises that people cannot be expected to struggle with their debts indefinitely.
• The IVA is allowed by Government Legislation so that people who are overwhelmed by their debts, can make a balanced agreement with their unsecured creditors to repay what they can afford and then become free of debt. All of our professional advice is free and our friendly advisors will patiently explain the options available to you.
• Broadly speaking, an IVA is considered a good solution for people struggling with their debts in excess of £15,000.